Business Owner's Policy (BOP)

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. A BOP helps cover your client's business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from their business’ operations.
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At Cluett, We Offer A Variety Of BOP Programs

24-Hour Convenience Stores with
​Self-Service Gas Operations

​Retail Stores

Restaurants with and without Delivery

Many Construction Classes

Condominium Complexes

Property Management
​(Owned Properties)

And Many More ...

​Each BOP Program offered through Cluett varies by state. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. ​Please contact our Underwriting Department for questions or information on all available programs.

In many cases, Cluett can apply Additional Credits when the BOP and the Workers' Compensation Insurance is placed with the same carrier.

Business Owner's Policy ​Acord Forms and Supplemental Applications are available to download and print. 

OTHER AVAILABLE PROGRAMS

Business Owner's Policy:
BOP Programs​

​Package Insurance Programs:
Business Insurance
​Child Care Facilities

Liability Programs:​
General Liability
​Umbrella/Excess Liability
​Snow Removal Contractors

​Commercial Auto:
Commercial Auto Programs

Workers' Compensation:
Programs & Products
​​Hazardous Industries

Specialty Programs:
​cluettSpecialty Site

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