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​SMALL BUSINESS Package and MIDDLE MARKET Offerings

​Cluett Offers More Than Just A Policy
We deliver distinctive insurance solutions and promise a superior client experience.

Business Insurance Programs

Agents and brokers expect to work with insurance specialists who have the expertise and understanding of their clients' business needs and can deliver meaningful solutions. That's what Cluett brings the table.

PROGRAM HIGHLIGHTS
Cluett offers programs designed for risks that are involved in the following industries:

• Technology
• Healthcare
• Manufacturing
• Professional Services
• Financial Institutions
• Business Services
• Retail
• Wholesale Distributors
• Real Estate 

We can underwrite the following lines of insurance:

• Commercial Package Policies
  
• Business Owner’s Policies (BOP's)
  
• Commercial Automobile
  
• Workers' Compensation
  
• Umbrella or Excess Casualty

​Each Business Insurance Program offered through Cluett varies by state, minimum premium, eligible classes, and modification factor or by loss ratio. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. Please contact our Underwriting Department for questions or information on all available programs.

Business Insurance Program Acord Forms and Supplemental Applications are available to download and print. 

OTHER AVAILABLE PROGRAMS

Business Owner's Policy:
BOP Programs​

​Package Insurance Programs:
Business Insurance

Liability Programs:​
General Liability
​Umbrella/Excess Liability
​Snow Removal Contractors

​Commercial Auto:
Commercial Auto Programs

Workers' Compensation:
Programs & Products
​​Hazardous Industries

Specialty Programs:
​cluettSpecialty Site

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