Business Owner's Policy (BOP)
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. A BOP helps cover your client's business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from their business’ operations.
At Cluett, we offer a variety of BOP Programs
24-Hour Convenience Stores with
Self-Service Gas Operations |
Retail Stores
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Restaurants with and without Delivery
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Many Construction Classes
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Condominium Complexes
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Property Management
(Owned Properties) |
And Many More ...
Each BOP Program offered through Cluett varies by state. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. Please contact our Underwriting Department for questions or information on all available programs.
In many cases, Cluett can apply Additional Credits when the BOP and the Workers' Compensation Insurance is placed with the same carrier.
Business Owner's Policy Acord Forms and Supplemental Applications are available to download and print.
In many cases, Cluett can apply Additional Credits when the BOP and the Workers' Compensation Insurance is placed with the same carrier.
Business Owner's Policy Acord Forms and Supplemental Applications are available to download and print.
Other Available Programs
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Commercial Auto:
Commercial Auto Programs Workers' Compensation: Programs & Products Hazardous Industries FlexPay Program Business Owner's Policy: BOP Programs |
Liability Programs:
General Liability Umbrella/Excess Liability Snow Removal Contractors Package Insurance Programs: Business Insurance Day Care Facilities |
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