Cluett Commercial Insurance Agency, Inc.
  • HOME
  • ABOUT
    • ABOUT US
    • FAQ
    • INSURANCE MARKETS
    • CLAIMS
  • AGENTS
    • GET APPOINTED
    • AGENT LOGIN SITE
    • REQUEST A QUOTE
    • FORMS & APPLICATIONS
    • INSURANCE MARKETS
    • BROKER RESOURCES
  • MARKETS
  • APPS
  • PROGRAMS
    • BUSINESS OWNER'S POLICY
    • LIABILITY PROGRAMS >
      • GENERAL LIABILITY
      • UMBRELLA/EXCESS LIABILITY >
        • PACKAGE INSURANCE PROGRAMS >
          • BUSINESS INSURANCE
          • DAY CARE FACILITIES
      • SNOW REMOVAL CONTRACTORS
    • COMMERCIAL AUTO PROGRAMS
    • WORKERS' COMPENSATION >
      • PROGRAMS & PRODUCTS
      • HAZARDOUS INDUSTRIES
    • FLOOD INSURANCE PROGRAM
    • FLEXPAY PROGRAM
    • cluettSpecialty SITE
  • CONTACT
  • Join Us
  • cluettSpecialty
  • AGENT SITE
Cluett Commercial Insurance Agency, Inc.


​
FLOOD INSURANCE PROGRAM
​Primary & Excess Coverage
Protect Your Clients From The #1 Natural Disaster In The United States.

Private Primary Flood Insurance Program

Click Here to Rate Online
Quick, Easy, Reliable flood insurance is a click away. We’ve simplified what can be a complicated, time-consuming task. Let our flood insurance professionals assist with your agency flood insurance needs. ​

NFIP Flood Insurance Program

PRIMARY COVERAGE

FEMA/National Flood Insurance Program (NFIP)
The NFIP Program is available in all states.
​
Cluett Advantage: All Claims Serviced Internally
Unlike many other carriers that write Flood Insurance through FEMA/NFIP on a Write Your Own (WYO) policy, our carrier services all aspects of the program internally, not through a Third-Party Administrator (TPA).

Ask Us About: Grandfathering
Grandfathering is the Most Overlooked Optional Rating on the National Flood Insurance Program.
​
Picture
Picture
Picture

EXCESS COVERAGE

Cluett Advantage: Excess Flood Policy
Banks and Mortgage companies may require limits that exceed those offered through the NFIP policy.
In addition, in many cases the  Insured's properties exceed the NFIP policy limits.

DOWNLOAD Excess Coverage Limits, General Rules & Underwriting Guidelines
CHECK Excess Flood Eligible States
CHECK Excess Flood Ineligible Risks
DOWNLOAD Acord Applications

EDUCATIONAL RESOURSES

​DOWNLOAD Flood Insurance Basics
DOWNLOAD Coverages & Definitions
DOWNLOAD Flood Insurance Claims Handbook
DOWNLOAD Flood Map Changes - Tips & Talking Points
​VIEW VIDEO Did You Know? The Cost Of Flooding
​TRAINING Free Online Training Courses For Insurance Agents
INTERACTIVE DATA Historical Flood Risk and Costs By State
​The Flood insurance Program offered through Cluett varies by state, minimum premium, eligible classes, and modification factor or by loss ratio. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. Please contact our Underwriting Department for questions or information on all available programs.

Acord Applications for the Flood insurance Program are available to download and print. 
Specialty Programs
OTHER AVAILABLE PROGRAMS
Business Owner's Policy:
BOP Programs​

​Package Insurance Programs:
Business Insurance
​
Child Care Facilities

Liability Programs:​
General Liability
​Umbrella/Excess Liability
​Snow Removal Contractors

​Commercial Auto:
Commercial Auto Programs
Workers' Compensation:
Programs & Products
​
​Hazardous Industries

Specialty Programs:
​cluettSpecialty Site

Cluett Commercial Insurance Agency, Inc.
8 Pembroke Street
Kingston, MA 02364
Toll Free: 800-926-6771
Massachusetts: 781-582-1600
Fax: 781-585-4180

​info@cluettinsurance.com
1
​ © 2021 | Cluett Commercial Insurance Agency, Inc. |  All Rights Reserved.  |  Privacy Policy
  • HOME
  • ABOUT
    • ABOUT US
    • FAQ
    • INSURANCE MARKETS
    • CLAIMS
  • AGENTS
    • GET APPOINTED
    • AGENT LOGIN SITE
    • REQUEST A QUOTE
    • FORMS & APPLICATIONS
    • INSURANCE MARKETS
    • BROKER RESOURCES
  • MARKETS
  • APPS
  • PROGRAMS
    • BUSINESS OWNER'S POLICY
    • LIABILITY PROGRAMS >
      • GENERAL LIABILITY
      • UMBRELLA/EXCESS LIABILITY >
        • PACKAGE INSURANCE PROGRAMS >
          • BUSINESS INSURANCE
          • DAY CARE FACILITIES
      • SNOW REMOVAL CONTRACTORS
    • COMMERCIAL AUTO PROGRAMS
    • WORKERS' COMPENSATION >
      • PROGRAMS & PRODUCTS
      • HAZARDOUS INDUSTRIES
    • FLOOD INSURANCE PROGRAM
    • FLEXPAY PROGRAM
    • cluettSpecialty SITE
  • CONTACT
  • Join Us
  • cluettSpecialty
  • AGENT SITE