Cluett | Commercial Auto

Commercial Auto Programs

Commercial Auto Insurance

Commercial Auto Insurance helps your client's business cover the financial costs resulting from an auto accident if an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.

Available Classes

Non-Emergency Medical Transportation (NEMT)
Ambulance/Emergency and 911
Last Mile Delivery Transportation
Box Truck Delivery Transportation
New Furniture & Appliance Delivery Transportation
For-Hire Delivery Transportation
Taxis
Limousines & Black Car
Shuttles
Buses & Jitneys
and More!

Program Highlights

AM Best "A" Rated Insurance Carriers
Liability Limits to $1,500,000
Commercial Auto Liability Coverage
Comprehensive & Physical Damage Coverage
General Liability
Excess Liability
Workers' Compensation
Quick Quote Turn-Around with COMPLETE Submission
Excellent Risk Management Program
Excellent Claims Program
New Ventures will be Considered

Quick Links
How to Obtain MAX Credits
Forms & Applications
Submission Requirements

Competitive Pricing!
Commercial Auto Risks with 5 Units or more are Experience Rated

Workers’ Comp Program for Non-Emergency Medical Transportation

Available Coverages for NEMT Risks Now Include:

Commercial Auto Liability
Auto Physical Damage
Non-Owned Auto Coverage
Excess Auto Liability
General Liability
Professional Liability
Inland Marine/Cargo
Workers’ Compensation

Check: Eligible States & Coverages
Download: Forms & Applications

Ask about our Pay-Go Payment Solution for Workers' Comp with only a 10% Premium Deposit.*
*Available for select states. Certain restrictions may apply.

Ask an Underwriter for More Information!

Receive "MAXIUM CREDITS" for the Most Competitive Rate!

Newer Vehicles
Credits are available for vehicles equipped with:

Automatic Emergency Breaking (AEB)
Lane Departure Warning
Blind Spot Detection
Rear-View Camera

Dual Lens Camera/Facial Recognition System
This Safety Feature Program uses in-cabin artificial intelligence to assess the driver, vehicle and the road ahead to detect and coach distracted and aggressive driving in real-time.

Helps drivers avoid collisions, near-misses, and traffic violations to reduce losses and lower costs.
Quickly provides Insurance Carrier with critical video and data for efficient claims processing.
Improves driver behavior and builds a safety-focused company.

Program Offers Unparalleled Safety Capabilities:

Distracted Driving: Helps drivers to focus on the road with progressive alerts based on duration and severity of distraction events.
Tailgating: Coaches drivers in real-time to maintain safe following distances to avoid unnecessary collisions.
High Risk Warnings: Alert drivers when it matters most: when they're distracted and risks are present in the road ahead.

Ask an Underwriter For More Information!

Commercial Auto Applications
Some applications are Carrier Specific. Please contact underwriting before proceeding.

Excel File Applications
Non-Emergency Medical Transportation Application
Transportation Application (for Box Trucks/Cargo Vans and Tractor Trailers)
Transportation Application (for Limos, Buses, Shuttles & Taxis)
Driver Schedule Supplemental
Vehicle Schedule Supplemental

Submission Requirements

Please include the following:
1. Commercial Auto Submission Checklist
(Please include with all submissions)

2. Transportation Application
Please contact underwriting for correct carrier specific application.

3. Additional Supplemental Applications (as applicable).

4. Currently Valued Loss Runs
Risks in Business: 3 years/minimum to 5 years (if available).

5. Total Number of Insured Units in prior 3 to 5 policy years.

6. MVR's on All Drivers.

7. Any/All Loss Control, Loss Prevention, Driver Training Programs.

Please note:
It is important that all submissions are 100% complete before submitting.

Send Us Your Your Submission Today!

Please send Submissions to:
quotes@cluettinsurance.com

For all Commercial Auto submissions, please complete and include a New Business Submission Summary form.

Questions? 800-926-6771

Each Commercial Auto Program offered through Cluett varies by state. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. Please contact our Underwriting Department for questions or information on all available programs.

Commercial Auto Supplemental Applications are available to download and print.

Other Available Programs

Commercial Auto:
Commercial Auto Programs

Workers' Compensation:
Programs & Products
Hazardous Industries
FlexPay Program

Business Owner's Policy:
BOP Programs

Liability Programs:
General Liability
Umbrella/Excess Liability
Snow Removal Contractors

Package Insurance Programs:
Business Insurance
Day Care Facilities

Flood Insurance:
Primary & Excess Coverage

Specialty Programs:
cluettSpecialty Site