Cluett Commercial Insurance Agency, Inc.
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Cluett Commercial Insurance Agency, Inc.
Umbrella/Excess Liability
Umbrella/Excess Liability Insurance
​Commercial/Excess Liability Insurance provides businesses with additional liability coverage to help protect them against the potentially ruinous costs of claims. Significant assets can be at risk when businesses are the target of lawsuits. If the cost of a claim exceeds the limits of a business’s underlying primary insurance policies, Commercial Umbrella Insurance extends liability coverage for an additional layer of insurance to further protect business assets. Without Commercial Umbrella Insurance, business owners could be obligated to pay out of pocket for legal fees, medical bills, and damage expenses that exceed the limits of their underlying primary business coverages.
Umbrella Excess Liability
Program Highlights​
​
  • Umbrella/Excess Liability available for all BOP Packages
  • Standalone Coverage available
  • Commercial Umbrellas available up to $15M
​Each Commercial Umbrella Program offered through Cluett varies by state. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. ​Please contact our Underwriting Department for questions or information on all available programs.

Umbrella/Excess Liability Supplemental Applications are available to download and print. ​
Other Available Programs
​Commercial Auto:
Commercial Auto Programs
​
Workers' Compensation:
Programs & Products
​​Hazardous Industries
FlexPay Program

Business Owner's Policy:
BOP Programs​
Liability Programs:​
General Liability
​Umbrella/Excess Liability
​Snow Removal Contractors

​Package Insurance Programs:
Business Insurance
​Day Care Facilities
Flood Insurance:
Primary & Excess Coverage

​Specialty Programs:
​cluettSpecialty Site
cluettSpecialty
​
Cluett Commercial Insurance Agency, Inc.
431 Country Club Way, Units C&D

Kingston, MA 02364
Toll Free: 800-926-6771
Massachusetts: 781-582-1600
Fax: 781-585-4180

​[email protected]

​ © 2025 | Cluett Commercial Insurance Agency, Inc. |  All Rights Reserved.  |  Privacy Policy
  • HOME
  • ABOUT US
  • AGENTS
    • GET APPOINTED
    • REQUEST A QUOTE
    • PAY NOW
    • INSURANCE MARKETS
  • PROGRAMS
    • COMMERCIAL AUTO >
      • NEMT
      • ADP ONLINE RATER
    • WORKERS' COMPENSATION >
      • PROGRAMS & PRODUCTS
      • SPEED QUOTE
      • WORKERS COMP ONLINE QUOTE >
        • WORKERS ONLINE APPLICATION
  • GET A QUOTE
    • REQUEST A QUOTE
    • APD ONLINE RATER
    • NEMT PREMIUM INDICATION
    • WORKERS' COMP >
      • SPEED QUOTE
      • INSTANT PREMIUM INDICATION
  • MARKETS
  • RISK MANAGEMENT
  • CONTACT
  • BLOG
    • NEMT BLOG
    • WORKERS' COMP BLOG
  • JOIN US
  • MAKE A PAYMENT