Cluett Commercial Insurance Agency, Inc.
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Commercial Auto Programs
Commercial Auto Insurance

Commercial Auto Insurance helps your client's business cover the financial costs resulting from an auto accident if an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident. 
 
Non-Emergency Medical Transportation
Shuttles
Taxis
Limousines & Black Car
Buses/Jitneys
Available Classes
  • ​Non-Emergency Medical Transportation
  • For-Hire Delivery Transportation
  • Home Delivery & Installation of New Furniture and Appliances
  • Taxis
  • ​Limousines & Black Car
  • Shuttles
  • Buses & Jitneys
​
Program Highlights
  • ​​AM Best "A" Rated Insurance Carriers
  • Liability Limits to $1,500,000
  • Commercial Auto Liability Coverage
  • Comprehensive & Physical Damage Coverage
  • Excess Liability
  • Workers' Compensation
  • Quick Quote Turn-Around with COMPLETE Submission
  • Excellent Risk Management Program 
  • Excellent Claims Program
  • New Ventures will be Considered
  • General Liability Program available for Taxis, Limousines & Black Car
​
Quick Links
How to Obtain MAX Credits
Submission Requirements
Transportation Application
​
Competitive Pricing!
Commercial Auto Risks with 5 Units or more are Experience Rated
​ 
Workers’ Comp Program for Non-Emergency Medical Transportation
NEMT
​Available Coverages for NEMT Risks Now Include:
  • ​Commercial Auto Liability
  • ​Auto Physical Damage
  • Non-Owned Auto Coverage
  • Excess Auto Liability
  • General Liability
  • Professional Liability
  • Inland Marine/Cargo
  • Workers’ Compensation
​​Check: Eligible States & Coverages
Ask about our Pay-Go Payment Solution for Workers' Comp with only a 10% Premium Deposit.*
​*Available for select states. Certain restrictions may apply.

​
​Ask an Underwriter for More Information!
 
Receive "MAXIUM CREDITS" for the Most Competitive Rate!

Newer Vehicles

Credits are available for vehicles equipped with:
  • Automatic Emergency Breaking (AEB)
  • Lane Departure Warning 
  • Blind Spot Detection
  • Rear-View Camera

Dual Lens Camera/Facial Recognition System
This Safety Feature Program uses in-cabin artificial intelligence to assess the driver, vehicle and the road ahead to detect and coach distracted and aggressive driving in real-time.
  • Helps drivers avoid collisions, near-misses, and traffic violations to reduce losses and lower costs.
  • Quickly provides Insurance Carrier with critical video and data for efficient claims processing.
  • Improves driver behavior and builds a safety-focused company.

Program Offers Unparalleled Safety Capabilities:
  • Distracted Driving: Helps drivers to focus on the road with progressive alerts based on duration and severity of distraction events.
  • Tailgating: Coaches drivers in real-time to maintain safe following distances to avoid unnecessary collisions.
  • High Risk Warnings: Alert drivers when it matters most: when they're distracted and risks are present in the road ahead.

Ask an Underwriter For More Information!
 
​Submission Requirements

​Please include the following:

1. Commercial Auto Submission Checklist 
(Please include with all submissions)

2. Additional Submission Requirements (as applicable)
NEMT Submission Checklist
For-Hire Delivery Transportation Features & Appetite
Limo/Buss-Jitney/Shuttles/Taxi Submission Checklist

3. Transportation Application
Must complete all sections: General, Drivers & Vehicles and answer any and all questions related to the Risk Class being submitted.

4. Currently Valued Loss Runs 
Risks in Business: 3 years/minimum to 5 years (if available).

5. Total Number of Insured Units in prior 3 to 5 policy years.

6. MVR's on All Drivers.

7. Any/All Loss Control, Loss Prevention, Driver Training Programs. 

​Please note:
​It is important that all submissions are 100% complete before submitting.
Send Us Your Your Submission Today!

Please send Submissions to:

[email protected]

​For all Commercial Auto submissions, please complete and include a New Business Submission Summary form.

Questions? 800-926-6771
​Each Commercial Auto Program offered through Cluett varies by state. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. ​Please contact our Underwriting Department for questions or information on all available programs.

​​Commercial Auto Acord Forms and Supplemental Applications are available to download and print. ​
Other Available Programs
​Commercial Auto:
Commercial Auto Programs
​
Workers' Compensation:
Programs & Products
​​Hazardous Industries
FlexPay Program

Business Owner's Policy:
BOP Programs​
Liability Programs:​
General Liability
​Umbrella/Excess Liability
​Snow Removal Contractors

​Package Insurance Programs:
Business Insurance
​Day Care Facilities
Flood Insurance:
Primary & Excess Coverage

​Specialty Programs:
​cluettSpecialty Site
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Cluett Commercial Insurance Agency, Inc.
431 Country Club Way, Units C&D

Kingston, MA 02364
Toll Free: 800-926-6771
Massachusetts: 781-582-1600
Fax: 781-585-4180

​[email protected]

​ © 2025 | Cluett Commercial Insurance Agency, Inc. |  All Rights Reserved.  |  Privacy Policy
  • HOME
  • ABOUT US
  • AGENTS
    • GET APPOINTED
    • REQUEST A QUOTE
    • PAY NOW
    • INSURANCE MARKETS
  • PROGRAMS
    • COMMERCIAL AUTO >
      • NEMT
      • ADP ONLINE RATER
    • WORKERS' COMPENSATION >
      • PROGRAMS & PRODUCTS
      • WORKERS COMP AMBULANCE NEMT
      • SPEED QUOTE
  • GET A QUOTE
    • REQUEST A QUOTE
    • APD ONLINE RATER
    • NEMT PREMIUM INDICATION
    • WORKERS' COMP SPEED QUOTE
  • MARKETS
  • RISK MANAGEMENT
  • CONTACT
  • BLOG
    • NEMT BLOG
    • WORKERS' COMP BLOG
  • JOIN US
  • MAKE A PAYMENT