Workers' Compensation Programs

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

PROGRAM HIGHLIGHTS

• ​Multi-State Programs
• Target Class Programs with Special Premium Pricing
• Large Account Programs
• Large Deductible Programs
• PEO Programs
• New FlexPay "Pay-As-You-Go" Premium Finance Program
• 24-Hour Quote Turn-A-Round with Completed Submission
• Workers' Comp Programs set-up for You and Your Agency

SPECIAL WORKERS' COMP PROGRAMS AND PRODUCTS

• Small Contractors Program in all States
• Contractors Program for Contactors with No Prior, New Ventures and Lapse in Coverage
• Large Experience Mod Program
• Middle Market Programs for Premiums over $150,000
• Large Deductible and Retrospective Rating Programs
• Safety Group Programs
• Loss Ratio Dividend Programs
• Workers Comp “Program Business”
• Agency Captive Opportunities
• PEO Programs – at Cluett we have a dedicated PEO Division to work with you and your Clients

​Each Workers’ Compensation Program offered through Cluett varies by state, minimum premium, eligible classes, and modification factor or by loss ratio. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. Please contact our Underwriting Department for questions or information on all available programs.

Workers' Compensation Acord Forms and Supplemental Applications are available to download and print. 

OTHER AVAILABLE PROGRAMS

BUSINESS OWNER'S POLICY

COMMERCIAL AUTO

GENERAL LIABILITY

UMBRELLA/EXCESS LIABILITY

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