Programs available through Cluett Insurance Services, Inc.

Each Workers' Compensation Program offered through Cluett varies by state, minimum premium, eligible classes, and modification factor or by loss ratio. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. To review general carrier and state specific requirements for each program click on the program listed below. The states in which these programs are available are listed under program states to the left. If you have specific underwriting questions please contact our Underwriting Department directly at (800) 926-6771 ext 16 or 24.

Click on the program to learn more.

AIG	Small Business Program (Minimum Premium Starting @ $2,000, MAX $130,000) Middle Market Program ($130,000 and over)
ACE Complete	Small Business Program (Minimum Premium Starting @ $2,000, MAX $150,000) Middle Market Program ($150,000 and over)
Magna Carta Companies	Retail/Restaurant Programs (Minimum Premium $1,500)
AM Trust	Small Business Program (Minimum Premium Starting @ $300)
Norfolk & Dedham	Office/Retail Program (Minimum Premium Starting @ $300, MAX $15,000)
Arrow Mutual Selective Group	Mid to Large Size Program ($100,000+)
Zurich	Small Business (Starting @ $500)
Safeco	Small Business (Starting @ $300)
CyberComp/Swiss Re	Small Business (Minimum Premium Starting @ $1000)