Programs available through Cluett Commercial Insurance Agency Inc.

Each Workers' Compensation Program offered through Cluett varies by state, minimum premium, eligible classes, and modification factor or by loss ratio. The underwriters at Cluett review each submission to match program eligibility and provide a quote(s) when available. To review general carrier and state specific requirements for each program click on the program listed below. The states in which these programs are available are listed under program states to the left. If you have specific underwriting questions please contact our Underwriting Department directly at (800) 926-6771 ext 15, 16, 18 or 24.

Click on the program to learn more.

AMTrust/CyberComp Small Business Program (Minimum Premium Starting @ $300)
Arrow Mutual Selective Group Mid to Large Size Program ($100,000+)
Chartis Small Business Program (Minimum Premium Starting @ $2,000, MAX $130,000)
Middle Market Program ($130,000 and over)
QBE Small Business Program (Minimum Starting at $5000 to $150000)
GUARD Insurance Group Small Business Program (Minimum Starting at $300) Restaurant, Automotive and Wholesale Group Dividend Plans
Magna Carta Companies Retail/Restaurant Programs (Minimum Premium $1,500)
PAY AS YOU GO Feature


PAYGO Presentation (PDF)